Storefront/Community Churches Product

4 Eligible Risks:

• No more than two losses, claims, or circumstances (excluding closed without payment) in the past three years
• Risks with lessor risk, apartment, or other mercantile exposures
• Risks with child care exposures

4 Product Advantages

• A.M. Best rated A++ carrier
• Property available on Special Form and Replacement Cost
• Abuse or Molestation sub-limit of $50,000 available at no additional charge
• Mental Anguish and Emotional Distress included in the General Liability definition of Bodily Injury
• No liability deductible
• Equipment Breakdown Coverage available
• Separate limits of liability for Directors & Officers (D&O) and Employment Practices Liability (EPL) claims
• Full Prior Acts Coverage for D&O and EPL coverage
• Unlimited Extended Reporting Period for former Directors & Officers
• Optional fiuciary liability for D&O coverage

4 Available Limits:

• Liability limits up to $1,000,000 occurrence/2,000,000 aggregate
• Property values up to $500,000
• Property values up to $250,000 per location for defined Coastal Zones (wind exclusion applies)
• $1,000,000 for D&O and EPL (Note: EPL is an optional coverage, which can be purchased in addition to D&O, but not on a monoline basis and may not exceed the D&O Limit)
• $5,000,000 additional capacity available for Umbrella Coverage

Additional Product Features