Beauty Shops, Barber Shops, and Nail Salons

4 Coverages:

• Liability
• Professional
• Property
• Hired and Non-Owned
• Money and Securities
• Signs
• Equipment Breakdown

4 Sample Classes of Business:

• Beauty/Nail Salon
• Barber Shop
• Day Spas
• Tanning Operations

4 Program Enhancements:

• General Liability that includes coverage for mental anguish or emotional distress
• No Co Insurance Clause on the property coverage
• Loss of Income on an Actual Loss Sustained basis
• Written on a Business Owners Policy form
• Policy that is not subject to audit
• Professional Liability
• Hired & Non Owned
• Value Plus Endorsement is available on accounts eligible for Special form offering
  13 valuable coverage enhancements: including water backup, Money & Securities,
  Employee Dishonesty, Valuable Papers, Signs, Accounts Receivable, and More

4 Limits of Liability:

• $1,000,000 / $2,000,000
• Higher Limits Available

4 Carriers:

• A++ Rated Superior by A.M. Best

4 Applications: • Beauty Salons, Nail Salons and Barber Shops